Consolidating credit card balances
Even with a 0% rate, paying the minimum is unlikely to make much of a dent in your credit debt.If the minimum monthly repayment amount is as low as 2% of the card balance, the interest can often exceed the amount owed.
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With average household credit card debt in the UK currently at £2,688, finding a means of reducing interest costs could be a priority for many people.This means that simply making the minimum repayments will never be enough to pay off the credit card debt in full.
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